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WHO IS PAYBRIGHT?
PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting PayBright as a payment method at check-out, customers can enjoy their purchases immediately, while spreading their payments over time. PayBright's installment plans range from 4 bi-weekly payments for smaller purchases, and equal monthly payments for larger purchases, with interest rates as low as 0%.
HOW DO I APPLY?
PayBright’s application process is quick, short, and simple:
  • At checkout, simply select PayBright as a payment option.
  • Then, choose from a list of all eligible plans for your purchase. Select the plan that works for you. 
  • On the next page, apply for the plan you choose, and find out instantly if you are approved.
  • WHAT IS THE ANNUAL PERCENTAGE RATE?
    PayBright offers 0% APR financing plans for eligible TMG Industrial purchases. The Annual Percentage Rate (APR) for standard, non-promotional purchases using PayBright is 19.99%.

    For more information, please view PayBrights  Terms & Conditions.
    IS THERE AN ANNUAL FEE?
    There is NO annual fee when you use PayBright.
    HOW DOES FINANCING WITH PAYBRIGHT WORK?
    Financing with PayBright only takes a few steps:
  • Add items to your cart as you normally would.
  • Select PayBright as your payment method in checkout.
  • Complete PayBright's easy online application.
  • Get an instant approval decision.
  • Confirm your payment plan with PayBright.
  • WHAT IF I HAVEN'T RECEIVED AN EMAIL WITH MY STATEMENT/PAYMENT INFORMATION OR NEED ADDITIONAL HELP WITH MY PAYMENT?
    For help with payment information, or if you haven't received your statement, please contact the PayBright Customer Service team via their website
    CAN I PREPAY MY OUTSTANDING PAYBRIGHT BALANCE?
    Yes! All PayBright payment plans can be prepaid at any time, without penalty.
    I WAS NOT ABLE TO COMPLETE THE TRANSACTION. WHY?
    Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. For further information, please contact PayBright’s Customer Service team.
    IF I’M NOT HAPPY WITH MY PRODUCT, CAN I RETURN IT?
    For information on returns, review TMG Industrial’s return policy here.
    HOW DO RETURNS & REFUNDS WORK FOR PAY OVER TIME?
    Purchases made using PayBright financing are subject to TMG Industrial’s return policy. Any returns will be processed by TMG Industrial, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.